Effective Date: December 2025

These Terms and Conditions (“Terms”) govern your use of DrFabioRamirez.com and the services provided through this site.

By accessing or using the website, you agree to these Terms.

1. Use of the Website

You may use this website for personal, non-commercial purposes only. You agree not to:

• Misuse the content
• Interfere with website operations
• Impersonate any individual or entity

2. Content & Intellectual Property

All content on this site, including text, images, videos, logos, and courses, is owned by or licensed to us.

You may view, download, or print content for personal use only. Reproduction, distribution, or commercial use is prohibited without written permission.

3. Retreats, Consultations & Bookings

a. Registration & Payments

Retreats and services are booked through online forms or partner booking systems. Payment terms, cancellation rights, and refund policies are provided separately wherever bookings occur.

b. Health & Safety

Participation in retreats, ceremonies, and healing sessions is voluntary and often involves physical, emotional, and spiritual practices. You agree to:

• Provide truthful and accurate information
• Assume all risks associated with travel, retreat activities, and sessions
• Follow all safety and guidance instructions provided
• Participants should consult healthcare professionals before taking part in any retreat or healing ceremony.

4. Disclaimer of Medical Advice

The content on this website, including blog posts, books, courses, or retreat content, is for informational purposes only. It is not a substitute for medical, psychological, or professional advice. If you have health concerns, consult a licensed professional.

5. Limitation of Liability

DrFabioRamirez.com and its owners, employees, or partners are not liable for:

• Direct, indirect, incidental, or consequential damages
• Loss of data or profits
• Injury or discomfort from retreat participation
• To the fullest extent permitted by law.

6. Governing Law

These Terms are governed by the laws of the jurisdiction where the business entity operates (e.g., Colombia or the country of registration).

7. Changes to Terms or Privacy Policy

We may update these Terms and our Privacy Policy at any time. You are responsible for reviewing them. Continued use of the site signifies acceptance of changes.

8. Contact Us

For questions or requests related to these Terms and Policies, email: contact@drfabioramirez.com